

Negotiated fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and benefit maximums. Accessed February 1, 2021.ģ Based on internal analysis by MetLife. More information about PlanSmart Financial Wellness is available at from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.Ģ American Dental Association Dentists: Doctors of Oral Health, American Dental Association, Chicago, IL. "MetLife has been in the business of improving employees' financial health for over 100 years, and our expertise in understanding employee needs uniquely positions us to guide employers and employees as they begin to focus on to financial wellness." By integrating the employers’ benefit options at the center of PlanSmart Financial Wellness, this solution connects guidance back to resources available at the employees' workplace," notes Ryan-Reid. "We believe employee benefits are the foundation for a successful financial future. And, the experience is connected across channels-action steps started in one channel can be completed in another. These action steps evolve as the employee’s life and work change, providing a personalized path to financial wellness.

Employees are also encouraged to remain engaged and take action through proactive features, such as checkups and reminders. The solution's "smart" platform saves the employee's activity so they can pick up where they left off the next time they login. In-person guidance: Employees can take advantage of workplace seminars and one-on-one consultations with local MassMutual financial advisors.All guidance is confidential and objective. Phone support: Extensively trained and experienced EY financial planners offer phone-based financial planning.Employees can select the goal they want to achieve-paying down debt, planning for retirement-and are provided a personalized plan broken down into bite-sized activities and unlimited access to online resources and tools. Intuitive digital experience: Powered by EY technology, the PlanSmart Financial Wellness website helps employees create a financial wellness plan, based on their financial needs and goals.By investing in financial wellness, employers can help their workforce become more engaged and productive."īuilding on MetLife’s PlanSmart workplace financial education program, which has offered workshops and one-on-one consultations for more than 20 years, PlanSmart Financial Wellness offers employees an integrated, multi-channel experience, giving them the opportunity to engage in the way that makes most sense to them, including:

"These concerns can impact other areas of employees’ lives, including their productivity at work. Employee Benefit Trends Study (EBTS), released last month, found about half of employees, 46%, feel overwhelmed by financial decisions," says Meredith Ryan-Reid, senior vice president, Group Benefits, MetLife. "Employees are struggling when it comes to their finances-MetLife's 16 th Annual U.S. The offering features a multi-channel experience that focuses on behavioral change, with tools and guidance that empower employees to build financial literacy, confidence and wellbeing. This launch follows MetLife’s announcement in March 2018 that it had formed a strategic alliance with Ernst & Young LLP (EY). MetLife (NYSE: MET) announced today the availability of PlanSmart ® Financial Wellness, its new financial wellness solution. ~ The Integrated, Multi-Channel Financial Wellness Solution Empowers Employees to Take Action on Their Financial Health ~
